Five-factor stock ratings

Every stock,
one grade.

EquityGrade scores companies on Growth, Valuation, Financial Health, Dividends, and Management — then distills it all into one clear letter grade. No noise. No paywall gates on basic scores.

Free tier available 5 rating dimensions Sector-normalized
See ratings
AAPL — Apple Inc.
A
Growth
A
Valuation
B+
Financial Health
A+
Dividends
C+
Management
A
Sector: Technology · Based on trailing 12-month data

How we grade

Grades are computed from public financial data, normalized against sector peers, and recalculated nightly. No analyst opinions — pure quantitative scoring.

A
Strong buy signal. Exceeds sector average on 4+ dimensions.
B
Solid pick. Above-average on 2-3 dimensions with no red flags.
C
Neutral. Average performance across most dimensions.
D
Weak. Below sector average on multiple key metrics.
F
Failing. Critical financial stress or unsustainable capital structure.

The five dimensions

Each dimension is scored independently, weighted equally, and normalized to the company's sector peers.

Growth

Revenue growth rate, EPS growth, forward estimates vs. trailing, and analyst revisions over 3-year window.

3-yr revenue CAGR + analyst estimate revision rate

Valuation

P/E, P/S, EV/EBITDA, P/B against both historical average and sector median. Includes margin-of-safety scoring.

Trailing + forward multiples vs. 5-year historical range

Financial Health

Debt-to-equity, current ratio, interest coverage, free cash flow, and Altman Z-score approximation.

FCF yield + net debt / EBITDA + interest coverage ratio

Dividends

Dividend yield, payout ratio safety, dividend growth rate, and frequency of buybacks vs. dividends.

Yield vs. sector avg + 5-yr dividend growth + payout ratio safety

Management

Return on equity, insider transaction history, buyback activity, capital allocation track record, and executive compensation ratio.

ROE + insider buying/selling ratio + historical BV/share growth

Why EquityGrade

Built for investors who do their own homework

No analyst gatekeeping. Our grades come from data, not opinions. You see the inputs behind every score.
Sector-normalized. A B in Utilities means something different than a B in Tech. We grade against peers, not a flat scale.
Management scoring that matters. We use insider transactions, buyback history, and ROE trends — not headlines.
Clean comparison mode. Pull up any two stocks side by side. See all five dimensions at once. No Excel required.

The market has enough noise.
Start using grades.

EquityGrade gives retail investors the same multi-factor scoring framework used by institutional analysts — without the Bloomberg terminal price tag.

5
Rating dimensions
A–F
Simple output grade
Free
Basic tier always open